ABSTRACT

This study aims to determine the effect of Capital Adequacy Ratio (CAR),
Financing To Deposit Ratio (FDR). and Non Performing Financing (NPF) on
profitability at Panin Dubai Syariah Tbk Bank for the 2014-2018 period This
study uses quantitative data methods with a total population of 3 registered
Islamic banks in the Indonesian Stock Exchange and a sample Of I using
purposive sampling technique. Data collection techniques were carried Out with
documentation, data analysis techniques using descriptive statistics. simple
regression analysis, and multiple regression analysis.
The results of this study indicate that partially Capital Adequacy Ratio (CAR) has
a positive and significant effect on profitability, partially Financing TO Deposit
Ratio (FDR) has a not sighificant encl on profitability, partially Non Performing
Financing (NPF) has a negative and significant effect on profitability,
simultaneously Capital Adequacy Ratio (CAR) and Financing TO Deposit Ratio
(FDR) have a significant effect On profitability, simultaneously Capital Adequacy
Ratio (CAR) and Non Performing Financing (NpF) have a significant effect on
profitability, simultaneously Financing To Deposit Ratio (FDR) and Non
Performing Financing (NPF) have a significant effect on profitability.
simultaneously Capital Adequacy Ratio (CAR), Financing To Deposit Ratio
(FDR), and Non Performing Financing (NPF) have a significant effect on
profitabil ity.
Keywords : Ratio (CAR), Financing TO Deposit Ratio (FOR),
Non Performing Financing (NPF), and profitability.

ABSTRAK

Penelitian ini bertujuan untuk mengetahui pengaruh Capital Adequacy Ratio
(CAR), Financing TO Deposit Ratio (FDR), dan Non Performing Financing
(NPF) terhadap profitabilitas pada Bank Panin Dubai Syariah Tbk periode 2014-
2018. Penelitian ini menggunakan metode data kuantitatif dengan jumlah populasi
sebanyak 3 bank syariah yang terdaftar dibursa efek indonesia dan sampel
sebanyak I dengan mengunakan teknik purposive sampling. Teknik pengumpulan
data dilakukan dengan dokumentasi, teknik analisis data menggunakan statistik
deskriptif, analisis regresi sederhana, dan analisis regresi ganda.
Hasil penelitian ini menunjukan bahvea secara parsial Capital Adequacy Ratio
(CAR) berpengaruh positif dan signifikan terhadap profitabilitas, secara parsial
Financing To Deposit Ratio (FDR) tidak berpengaruh signifikan terhadap
profitabilitas, secara par}ial Non performing F/nancing (NPF) berpengaruh
negatif dan signifikan terhadap profitabilitas, secara simultan Capital Adequacy
Ratio (CAR) dan Financing TO Deposit Ratio (FDR) berpengaruh signifikan
terhadap profitabilitas, secara simultan Capital Adequacy Ratio (CAR) dan Non
Performing Financing (NPF) berpengaruh signifikan terhadap profitabilitas,
secara simultan Financing To Deposit Ratio (FDR) dan Non Performing
Financing (NPF) berpengaruh signifikan terhadap profitabilitas, secara simultan
Capital Adequacy Ratio (CAR), Financing To Deposit Ratio (FDR), dan Non
Performing Financing (NPF) berpengaruh signifikan terhadap profitabilitas.
Kata kunci : Capilal Mdeåuacy Ratio (CAR), Financing To Deposit Ratio (FDR),
Non Performing Financing (NPF), dan profitabilitas.